Most trade contractors find out what's in a subcontract after something goes wrong. RiskWise flags every dangerous clause, compliance gap, and coverage lapse. Before they cost you.
A single bad indemnity clause. A subcontractor's expired COI on the day of an incident. A toolbox talk you couldn't prove you delivered. Any one of these can turn a profitable job into a six-figure problem.
You sign a contract that makes you liable for the GC's own negligence. Nobody caught it. 18 months later you're in litigation you didn't expect and can't afford.
A sub has a workers' comp claim on your job. Their policy lapsed 30 days ago. Your carrier is now asking questions you don't have good answers to.
The inspector shows up. You did the safety training. You just can't prove it. A $15,000 fine for documentation you know you should have had.
You're working in a new state. The contract requires different limits than your home state. Nobody told you. Your policy doesn't cover it.
RiskWise users don't have these conversations.
Five tools, built for the way specialty trade contractors actually work. Individually powerful. Together, the most complete risk management platform your business has ever had.
Upload any subcontract and RiskWise delivers a clause-by-clause risk breakdown in seconds. Dangerous indemnity language, unfair payment terms, and aggressive cure periods are all flagged. It also cross-checks your current insurance against the contract's requirements, so you know before you sign whether your coverage actually protects you on this job.
Text the training directly to your crew's phones. With 410+ trade-specific topics, automated scheduling, and digital sign-off tracking, you'll always have the audit trail when it matters most.
Send each subcontractor a one-time compliance portal link. They upload everything you need: COIs, MSAs, licenses, whatever you require. RiskWise tracks status, flags expirations automatically, and keeps your full compliance picture in one place. When your year-end insurance audit arrives, it's the easiest audit you've ever done.
Upload your COIs and RiskWise flags every gap automatically. Required vs. actual coverage, side by side. Track the figures your carrier will ask about at audit time before the audit arrives. And when you move into a new state or take on a job with unusual requirements, ask AskRW: your AI advisor trained on construction law, OSHA regulations, and insurance coverage across all 50 states.
Access 365+ ready-to-use HR and safety document templates built specifically for trade contractors. Employee handbooks, incident reports, safety policies, return-to-work forms. Every document you need to run a professional operation, ready to customize and export.
“After 12 years in construction insurance, I've heard the same story at least 20 times. A contractor takes on a big project, signs the subcontract without reading every clause, and doesn't find out what's in it until the damage is done. One client lost over a million dollars in project overruns he was contractually obligated to eat. Nobody flagged the indemnity language. He just signed and went to work.
Recently, another contractor unknowingly accepted a clause that cost him an extra $25,000 in insurance premiums on a single policy. It just keeps happening, over and over, to good contractors who are great at their trade but never had the tools to catch what's buried in the fine print.
I built RiskWise to put an end to it.”
12+ Years in Construction Insurance
Most specialty trade contractors are exceptional at their trade. Reading construction contracts, tracking 14 subs' insurance certificates, and proving OSHA compliance during an inspection? That's a different job. RiskWise handles it so you can focus on the work.
Simple, transparent pricing. All features included. Pick the plan that fits your team.
For small crews getting organized. Less than the cost of one attorney hour. Billed monthly.
For contractors scaling up. One compliance gap avoided pays for six months. Billed monthly.
For large organizations with complex needs.
Or it could be the one where you know exactly what you're walking into. Start your free trial. First contract analysis is on us.